Client Reviews
From local home sellers & buyers

I’ve had the opportunity to work with Christian Penner on multiple transactions, and I can confidently say he’s one of the most knowledgeable and reliable mortgage professionals I’ve ever worked with. His attention to detail, ability to navigate complex financing scenarios, and commitment to finding the best solution for each client is unmatched. Christian isn’t just about getting a deal done, he’s focused on doing it the right way, with transparency, clear communication, and an understanding of how the mortgage fits into each client’s broader financial goals. He’s fast, responsive, and truly a partner throughout the process. If you’re a buyer, a Realtor, or anyone needing financing guidance, I would absolutely recommend working with Christian. He’s a trusted expert, a true professional, and someone I’m always glad to have on my team.

I have engaged with Christian via social media for over 15 years, and while I was a real estate agent, he was always helpful and informative. Now that I’m looking for a mortgage personally, he gave me some excellent advice. If you’re looking for a top-notch mortgage broker, look no further than Christian Penner.

Christian, Andrea, and Karen were all extremely helpful with helping us execute our first home purchase. Everyone I spoke to was helpful, responsive, and well-informed. They took time to answer all of our questions and provide us with all of the information needed to get approved for our loan and lock in our interest rate. They were able to anticipate a drop in the federal interest rate to help us lock in the lowest possible rate. They also set us up with a reliable mortgage broker who helped us choose an affordable admitted policy.

I can't recommend Christian and his team enough for any of your mortgage or real estate needs. If you are looking for honest, experienced professionals, look no further.

Christian has been our mortgage broker for years and has been very helpful with all manner of financial advice. We can call on him anytime and he always gets back to us.

Christian and his team were pro's - thanks to my buddy Blaine for the referral! Easy to work with, open and honest! What more could I want? A++

Christian helped me tremendously through the process of purchasing my home and helping me secure a mortgage. His team has also stayed in contact with useful tools for a homeowner that have really helped me understand my home. The Homebot App is also an extremely helpful tool that has also helped me to make the decision as to when I should consider selling as well.

Christian was attentive in all my needs , always responded to my inquiries I had immediately. Please to work with and highly recommend!

Christian and His Team are the absolute best!! They make the deals happen!! Communication is a big thing for me and they go above and beyond to keep you in the loop throughout the whole mortgage/refi process. They get 10 stars!!

Always keep me in the loop, constantly stayes in contact.

Wining for expert, experience for wining, Christian is the best.

This was the most painless process ever. Process took 30 days from contract signing to funding.

I cannot recommend Christian and his team highly enough. Christian has a work ethic coupled with exceptional knowledge that truly blows my mind. He answered my texts and calls at seemingly all hours of the day and night. I'm a critical person but can honestly say that you're missing out if you don't work with him. I told him today that he has a customer for life, and I sincerely mean it.

Best experience in financing ever! Professional, courteous, and prompt service! Highly recommend!

Our experience with the Christian Penner Mortgage Group was amazing. Being new to the process, they walked up thru all the steps, kept us updated on the process and was always there to answer the many questions that we had. Kudos to the team.

Working with Chris + team was incredible! They reduced our anxiety and stress levels, were tolerant and patient throughout the entire process, and got the deal done in breakneck speed. We're extremely happy in our new home. Highly recommended!

Beverly Boyett was my representative and she went above and beyond in assisting me with my Refi. She DID what she said she would do... and MORE! Can't express how kind, efficient and knowledge she was. I will definately go back to Hamilton in the future with any home financing needs.

Christian and his team went above and beyond for my mortgage needs. Landing me the best price in the quickest time. If you're looking for a mortgage broker, look no further!

I have recently purchased my little piece of Paradise in Jupiter Florida. The Christian Penner team was wonderful from start to finish, it didn’t matter how many of the staff I spoke to, the experience was wonderful. A flawless experience. I would highly recommended this company to friends and family with any of their future purchases in the Sunshine State! Thank You Guys, Christine

So glad I reached out to Christian Penner and his staff. I had some industry questions and needed answers. No problems now! He took the time to thoroughly understand my situation, and he and his team helped me out. Thank you, Mr Penner! Ed Klenn, Realtor Premier Brokers International RE

Christian and his team are so knowledgeable and amazing to work with! He has helped me numerous times to achieve my goals. I highly recommended him.

Christian and his Team demonstrate the upmost professionalism. Great knowledge and market insight. They walk their clients thru the process from beginning to end with them in mind the entire time. Look no further than this team!

Timely, Communicative, and Professional. From start to finish, Christian and his team exceeded our expectations in helping us purchase our dream home. To say the process was seamless and swift is an understatement. Thank you to all involved.

Thankful for the urgency to communicate and close!

If you are looking for a Mortgage Lender with the flexibility of a Mortgage Broker, then Christian Penner and his team are the best! They have the ability to do any type of mortgage loan, so if you are in the market to buy or refinance you need to call Christian Penner!

Second time around using the Christian Penner mortgage Team! They treat you like you are more than just a customer.

Purchasing a home can be daunting. Christian, Mary and the rest of his staff made it a very easy process. The wife and I are EXTREMELY HAPPY with these guys. VERY HIGHLY RECOMMENDED!!!!!

Great service. Christian's team was very helpful in getting my refinancing approved. Due to the nature of my case it took more time than usual to close, but Christian's team was there every step of the way and committed to help me close on the refinance. I particularly appreciate the fact that they looked at every single scenarios that would allow me to save some money wether it's be on better interest rates and/or various refinance packages. Thanks again Christian. Job well done.

Great well motivated team that is more than capable of delivering low interest rates and readily available when you need them. I'm a satisfied customer, I'll be a repeat customer.

I've worked for years as a Housing Counselor and am currently with a Real Estate Attorney. I've known Christian during most that time and have found him to be both a great source of information and knowledge as well as one of the few people to whom I am confident in referring my clients. Any client I've sent his way has been extremely grateful for the professionalism, honesty and competency with which Christian and his excellent team handled the transaction

Smooth process. Had the numbers right from beginning. Turn out the way he said with no surprises. The Christian Penner Team is batting 3 for 3. Not only did they help us purchase 2 homes they helped with the sale of another. His team is truly the only place you need to look when buying and/or selling a home. Not only did they make the process simple and seamless but they even showed up at our inspection to ensure everything went smoothly. They have a great title service team in addition to his lending team. We highly recommend them for all your needs.

The best and the only mortgage broker you ever need. Christian has it all: integrity, knowledge and skills, determination and connections to find the best possible solution for even the hardest situations. I highly recommend Christian and his team.

I’ve had the opportunity to work with Christian Penner on multiple transactions, and I can confidently say he’s one of the most knowledgeable and reliable mortgage professionals I’ve ever worked with. His attention to detail, ability to navigate complex financing scenarios, and commitment to finding the best solution for each client is unmatched. Christian isn’t just about getting a deal done, he’s focused on doing it the right way, with transparency, clear communication, and an understanding of how the mortgage fits into each client’s broader financial goals. He’s fast, responsive, and truly a partner throughout the process. If you’re a buyer, a Realtor, or anyone needing financing guidance, I would absolutely recommend working with Christian. He’s a trusted expert, a true professional, and someone I’m always glad to have on my team.

Christian is really easy to work with and is very knowledgeable! Highly recommend using him for all your real estate needs!!

Christian, Andrea, and Karen were all extremely helpful with helping us execute our first home purchase. Everyone I spoke to was helpful, responsive, and well-informed. They took time to answer all of our questions and provide us with all of the information needed to get approved for our loan and lock in our interest rate. They were able to anticipate a drop in the federal interest rate to help us lock in the lowest possible rate. They also set us up with a reliable mortgage broker who helped us choose an affordable admitted policy.

Christian Penner and his team were great! They helped us in a time of need when other lenders couldn't! So if you are looking for an amazing Mortage Broker then so as I did and call him at America's Mortgage Solutions for the best Mortgage experience i have ever had!!!

Best team I’ve ever used for a loan/refi. Very knowledgeable and plenty of options for any kind of loan. Especially helpful for a self-employed individual with low income reported.

Christian Penner is Simply the best in the business for mortgage & real estate transactions! Christian and his entire team at America’s Mortgage Solutions were not only helpful, informative and super responsive but they really understood the market and exactly when to lock us in at the best rate we could get, which was almost .5% lower then anyone else we had talk to before we meet him! He is also put a plan together for us to refinance in the future.This Mortgage team kept us fully informed throughout the entire process with their constant updates weekly if not daily updates, with their state of the art platform. They made us feel so comfortable that we referred not only our family but friends and co-workers!

As a first time homeowner, Christian Penner made the whole process very easy. He was always available to answer my questions and help with any problems i had. If you’re looking for a mortgage company, I highly recommend America’s Mortgage Solutions. I will definitely use them again and tell all my friends about them

I was ready to give up on looking for help about refinancing and finding a funding solution. I found Christian Penner through google search. After our conversation, It was a great surprise of how kind and caring he was. He's very professional and so knowledgeable. He took his time to explain the best options for my situation. He also connected me with one of his team members. Tracy answered my questions and concerns, and was kind and very helpful. Christian and His Team are remarkable and the absolute best!! I recommend Christian and his team highly to my friends and family. I can't wait to work with you on all my real-estate needs.

Best mortgage company here in Palm beach county and Jupiter.. If 10 stars were an option this would be our rating...Was referred to Mr. Penner and his mortgage brokerage company hats off.Very professional and helped beyond our expectations..these guys should be called the dream mortgage experts...Thanks Mr.Penner because of you and your mortgage professional staff we are now living in our dream home!

We had an amazing experience with Christian Penner amd his Mortgage Company! So if you are in the market for a New home pra looking to refinance you must call Americas Mortgage Solutions

I wanted to buy a place and traditional loans didn’t work for my situation, but they found a way to make the deal happen. Well educated and creative in finding a funding solution.

Christian and his talented team made the process seamless and stress free. I whole heartedly endorse him and his team and will happily send everyone I know his way.

The people I worked with were wonderful, especially Andrea. I had a couple of issues as far as competing with investors and cash buyers and Andrea was able to get me an approval quickly and with no issues.

Very professional and attentive. Stayed with me through out the whole process. Greatest support team. Would definitely use again.

Christian Penner and his team are remarkable! True professionals at their best! I will always use Christian and his team for all of my lender needs in South Florida - period. Marni, Andrea, and Christian are experts at what they do! Call Christian and his team for trusted and expertise that you need when financing real estate!

When you need a local lender as the customer it is important to look for someone who can be organized and prepared for any local issues that can ruin a deal, know the community and how to get you funded on time. Meet Marni from Christian Penner Group for an amazing experience. I recommend you contact her she will call you back shortly.

Christian and Andrea were a joy to work with

Christian and his team provided a stress free, white glove service. Highly recommend.

Americas mortgage solutions does such an amazing job . Christian and his staff make refinancing about as seamless as it can be . They stay in contact with you if you need a question answered a fast reply is always there. Submitting all the forms was very easy also. They do whatever it takes to make sure your needs and concerns are met. Your name is always mentioned when I hear people talk about a mortgage .so thanks Christian, Becky , Kirstin and Diana sorry if I missed anyone ! for all your help in addressing my concerns AWESOME TEAM !!!

The staff was very professional. Exceptional communication throughout the whole process!

Christian Penner and his team are the best! He has done 5 mortgage loans for me over the past 15 years and has always given me the best rate and closing costs! So if you are looking to buy a new home of refinance your current home then you need to call Christian Penner as he is the best Mortgage Professional in the business today!

Christian and his team answered all my questions quickly and made the closing very smooth. I will 100% recommend him to friends and family!!!

As a first time home buyer we were determined and yet uncertain about the entire process for a purchase. After working with two other companies we came across the Hamilton Group Funding. company. I must say, they stand with you every step of the way. The entire staff from loan officer to underwriting was absolutely terrific to work with. Had it not been for the entire staff putting together as a team from front to N we would not be in our beautiful home today

Great mortgage officer, has helped me with all my home purchases

Kept Clients and me informed and Closed Quickly! Ted Brown ReMax Island Properties and Appraiser Realty Institute!

Christian is very knowledgeable about getting the best deal on a mortgage. Highly recommend!

Buying my first home was a pleasure thanks to the Christian Penner Mortgage Team. My mortgage broker Christina Kelleher guided me through the process with ease. I can’t thank Christina and her team enough.

If you are looking to buy a new home or refinance your current home then you need to contact Christian Penner and his Mortgage Team. He has access to every kind of Mortgage Loan Product out there plus he has the Best Interest Rates. If you are self employed or a salaried employee he can help. Being self employed it was great to see all my options. Thank you Christian.

Christian Penner and his mortgage team are the best in the industry! They have all all types of mortgage loans from the normal loans to even loans for self employed people and small business owners like me. So if you have a great account he can help you by using your business bank statements.

Christian Penner and his mortgage team are the best in the industry! They have all the loan products from the normal loans to even loans for self employed people and small business owners like me. So if you have a great account he can help you by using your business bank statements.

Christian and his team did an amazing job getting my home purchase to close after another lender screwed up the file and almost cost me my deposit. He answered my questions and concerns and was always a call away during the entire process. Wish I would have gone to Christian first - next time for sure. Great job!

Christian always gets my clients the best deals with great customer service and also is able to get the more difficult loans done.

Great company!! A pleasure to work with!! On top of it!!

Great experience with Christian and his staff, they even help me find better rate on my home insurance, which is not part of their job.

Christian helped my wife and I get the best possible rate for our mortgage, can't say enough about his customer service either! Highly recommended, will use again!

He is the best.

Everything went as Christian said it would with no surprises. Closed with in 30 days. Highly recommend! The Christian Penner Team is batting 3 for 3. Not only did they help us purchase 2 homes they helped with the sale of another. His team is truly the only place you need to look when buying and/or selling a home. Not only did they make the process simple and seamless but they even showed up at our inspection to ensure everything went smoothly. They have a great title service team in addition to his lending team. We highly recommend them for all your needs.

Christian is a wonderful lender. He's knowledgeable in his craft and offers high level service and very reasonable rates. I have referred him to many clients who have been very satisfied with a level of service he has provided. I would recommend them to anyone looking to refinance or purchase a property that needs financing assistance without hesitation.

I have engaged with Christian via social media for over 15 years, and while I was a real estate agent, he was always helpful and informative. Now that I’m looking for a mortgage personally, he gave me some excellent advice. If you’re looking for a top-notch mortgage broker, look no further than Christian Penner

Excellent service

Christian Penner PA and his team were absolutely amazing!! They helped us in a time of need when other lenders couldn't! So if you are looking for a Rockstar Mortgage Broker then do as I did and call Christian Penner at America's Mortgage Solutions for the most awesome Mortgage experience I have ever had!!!

Christian was extremely helpful. He was always available to answer questions and help us navigate the confusing application process. I highly recommend using Mr Penner for all your loan needs.

America mortgage solutions is amazing! Christian Penner and his assistant, Andrea make the mortgage process easy. If you’re looking for the good guys and a team with all your mortgage solutions! Call them today!

Being from England i had no idea on how to buy a property in Florida until i found Christian Penner! He was amazing and walked us through every single step of the way!! Christian Penner and his Mortage Team were nothing less than amazing!! Ao if you are from another country and want to purchase a home in the United States then look no further than Christian Penner and his team at America’s Mortgage Solutions!! Also whats amazing is that we now are family friends!!

Christian helped me tremendously through the process of purchasing my home and helping me secure a mortgage. His team has also stayed in contact with useful tools for a homeowner that have really helped me understand my home. The Homebot App is also an extremely helpful tool that has also helped me to make the decision as to when I should consider selling as well.

America's Mortgage Solutions is a great company to work with. Always responsive when I refer customers.

Christian and his team are efficient and helpful. They helped us complete the closing on schedule. Highly recommend them.

I had ano amazing experience with Christian Penner amd his Mortgage Company! Só ir you are in the market for a New home pra looking to refinance you must call Américas Mortgage Solutions

Christian gave us the best rates and excellent customer service!

Very knowledgeable and professional

I'm not the type of person who takes the time to leave reviews, but I truly felt the need to leave one for Christian and his team. This is the hardest working group of professionals that I've encountered in my 14+ years of living in South Florida. I truly thought that I had landed on the best mortgage product available after talking to several different mortgage companies. That is, until I met Christian. I politely told him to get lost but he patiently explained how he could save me money. I was skeptical at first, but he delivered everything he promised and more. His service did not end after the closing. I recently reached out to him for advice and he once again delivered a great solution. Thank you, Christian, I look forward to doing business with you again.

Andrea is a gem! She was so easy to reach and an excellent communicator! I would recommend her and this team for sure!

Christian Penner and his team are remarkable! True professionals at their best! I will always use Christian and his team for all of my lender needs in South Florida - period. Marni, Andrea, and Christian are experts at what they do! Call Christian and his team for trusted and expertise that you need when financing real estate!

When you need a local lender as the customer it is important to look for someone who can be organized and prepared for any local issues that can ruin a deal, know the community and how to get you funded on time. Meet Marni from Christian Penner Group for an amazing experience. I recommend you contact her she will call you back shortly.

After owning multiple homes in my life, Mr Penner created a seamless and efficient experience. I will be back for my next mortgage for sure. Overall it’s a 10 star rating!!!!!

Amazing professional Company that gives all in helping the customer through the process with no stress. They are attentive to the customers needs. They keep you informed at all times where the process is and make it so easy to accomplish your goal! Thank you for all your help. Job well done.

My husband and I were looking for a loan to buy our first house. We couldn't get any good offer until we started working with Christian and his team. They are super professional, they keep you informed and they are able to explain everything in detail to you, even when the whole process is extremely complicated. They even send you this little videos via email explaining the steps in words a 5 years old would understand. Everyone was really polite and helpful, especially Andrea who was available to us 24/7.

If you are having difficulty getting a good deal on a mortgage, I would highly suggest that you contact ‘Christian and his amazing team. They will simply get things done that other companies cannot. And to top it off, his team makes it an absolute priority to get the deal done on time. Do not hesitate to contact Christian.

Christian and his team were wonderful to work with! They helped us refinance our home and we couldn’t be happier. They were always available and patient with us when we had questions. Would highly recommend them for any home financing needs.

Christian and his team were transparent and helpful. They were clear about our options every step of the way.

Thanks for the effort getting us the deal. We closed quickly and with as little effort possible, considering the mortgage process. Thanks again for getting it done!

Great team.. very responsive to my needs snd always called back immediately The best mortgage broker Cindy Voloshin

Christian and his team were great ! They got me the rate I wanted and helped every step of that way up to closing . I have referred them to several friends and family members and everyone was happy with the service .

Words can’t explain how easy they made getting a Morgage was. Awesome, friendly people there Mary and chad were so helpful in getting me the best possible deal for me. I recommend Christian Penner to anyone who has almost given up on owning a home!!!

Thank-you Christian for your help. It was a smooth and successful close! The team did a great job.

Christian and his team go above and beyond to deliver excellent service.

If you are looking for a Mortgage Lender with the flexiblity of a Mortgage Broker then Christian Penner a d his team are the best! They have the ability to do any type of mortgage loan, so if you are in the marketing ro buy or refinace you need to call christian Penner!

Christian Penner and his Mortgage Team are the best I have ever worked with! They have the best rates and lowest costs then anyone I compared them to. So if you are in the market to buy a new home or refinance your current you need to call Christina Penner!

I've known Christian for years and worked directly with him for some time now. He is an honest mortgage professional who is great at getting the hard loans approved. He also offers great rates to all of his customers.

Christian Penner and his team are absolutely the best. They went above and beyond for us. We definitely would use only them. They really pull off miracles!!!! Jeffrey Kissam and Shelly Aldridge

I had a very easy and upfront experience. Even a year after my first home purchase this group still maintains contact and has been very helpful and kind every single time. Definitely recommended to anyone seeking a mortgage.

Christian has the ability to fund loans others cannot. His knowledge and experience are unparalleled. He is dependable and his process is efficient!

I had a great experience with Christian Penner and his team! They are very professional and knowledgeable. They also have great resources in the real estate and insurance industry and everything in between. I strongly recommend them to anyone needing a mortgage.